Top Managed Healthcare Stocks To Buy For 2015

WASHINGTON ��It's the silent enemy in our retirement accounts: High fees.

And now a new study finds that the typical 401(k) fees ��adding up to a modest-sounding 1% a year ��would erase $70,000 from an average worker's account over a four-decade career compared with lower-cost options. To compensate for the higher fees, someone would have to work an extra three years before retiring.

The study comes from the Center for American Progress, a liberal think tank. Its analysis, backed by industry and government data, suggests that U.S. workers, already struggling to save enough for retirement, are being further held back by fund costs.

"The corrosive effect of high fees in many of these retirement accounts forces many Americans to work years longer than necessary or than planned," the report, being released Friday, concludes.

Top Managed Healthcare Stocks To Buy For 2015: TomTom NV (TMOAF.PK)

TomTom NV is the Netherlands-based supplier of location and navigation products and services. The Company�� offer includes maps, speed cameras, portable navigation devices (PND), fleet management services (FMS), and smart phone applications. It consists of four customer-facing segments: Consumer, Automotive, Business Solutions and Licensing. The Consumer segment is engaged in the sale of PNDs, speed cameras, maps and other related navigation services to end customers. Automotive sells in-dash navigation solutions, speed cameras, grade maps and services to companies in automotive segment, as well as PNDs for fitness products. The Business solutions segment provides fleet management services and solutions, such as fleet trackers, to fleet owners. Licensing sells digital maps, mobile applications and other content to customers within multiple market segments. The Company operates in over 35 countries worldwide. In July 2013, it acquired Coordina (Gestion Electronica Logistica, S.L.). Advisors' Opinion:

• [By Genesis Housing]

  Nokia's HERE division is worth E1bn assuming a similar market cap as TomTom (TMOAF.PK) but offers significant upside as maps become the next platform for e-commerce. Assuming Nokia's net cash position declines to E2bn at Q3 from E4.1bn in Q2 (given the E1.7bn NSN deal as well as incremental cash burn due to supporting product launches), the combined value of Nokia's Net Cash, HERE division and NSN division is in line with the current market cap of Nokia.

Top Managed Healthcare Stocks To Buy For 2015: Alston Energy Inc (ALO)

Alston Energy Inc. (Alston) is a Canada-based petroleum and natural gas company. The Company is engaged in the exploration and production of oil and natural gas reserves in Western Canada�� sedimentary basins. The Company�� projects include Alexander, Pembina and Chauvin. Alexander assets include a 14.0% average working interest in 10 proved producing gas/oil wells, three proved development locations, related production facilities and pipelines and 6,560 gross acres of mineral leases. Pembina assets include a 3.5% interest in 19 producing oil wells, one coal bed methane gas well, four standing or suspended wells, two oil batteries, related production facilities and pipelines and 5,690 gross acres of land in the Pembina/Cardium Pool. Alston has oil assets in the emerging Chauvin area resource play. Advisors' Opinion:

• [By victorselva]

  Furthermore, yesterday we found on the news that General Electric will buy Alstom SA (ALO), the French builder of power plants and transmission gear. The deal could consist on the separation of Alstom�� transport business, which manufactures high-speed TGV trains, to make easier the approval of the French government. A potential value for Alstom at about $13 billion would be about 25 percent more than its current market value. As a consequence, stock price surged as much as 18 percent in Paris, the biggest jump in the last nine years. General Electric will gain control of Alstom�� technology for power transmission and power plant maintenance.

Top 5 Managed Healthcare Stocks To Invest In 2015: HSBC Holdings PLC (HSBC)

HSBC Holdings plc (HSBC), incorporated on January 1, 1959, is a global banking and financial services organizations. As of December 31, 2012, it provided a range of financial services to around 58 million customers through four global businesses: Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets, and Global Private Banking. Its international network covers 81 countries and territories in six geographical regions; Europe, Hong Kong, Rest of Asia-Pacific, Middle East and North Africa, North America and Latin America. As of December 31, 2012, the Company had an international network of some 6,600 offices in 81 countries and territories in six geographical regions; Europe, Hong Kong, Rest of Asia-Pacific, Middle East and North Africa (��ENA��, North America and Latin America. On May 20, 2012, HSBC Holdings PLC's wholly owned subsidiary HSBC Bank USA, N.A. and other wholly owned subsidiaries, sold 195 retail branches to First Niagara Bank, N.A. (First Niagara). In May 2012, the Company�� 70.03% owned subsidiary, HSBC Bank Malta plc, sold its card acquiring business to HSBC Merchant Services Ltd. In June 2012, the Company�� indirect wholly owned subsidiary, HSBC Iris Investments (Mauritius) Ltd, sold its 4.73% interest in Axis Bank Limited and 4.74% interest in Yes Bank Limited. In July 2012, its subsidiary, HSBC Europe (Netherlands B.V.), sold its 100% interest in HSBC Credit Zrt, to CentralFund Kockazati Tokealap. On March 31, 2013, Enstar Group Ltd�� subsidiary completed the acquisition from Household Insurance Group Holding Company of HSBC Insurance Company of Delaware and Household Life Insurance Company of Delaware, as well as its three subsidiary insurers.

The Company�� principal banking operations in Europe are HSBC Bank plc in the UK, HSBC France, HSBC Bank A.S. in Turkey, HSBC Bank Malta p.l.c., HSBC Private Bank (Suisse) SA and HSBC Trinkaus & Burkhardt AG. Through these subsidiaries it provides a range of banking, treasury and financia! l services to personal, commercial and corporate customers across Europe. HSBC�� banking subsidiaries in Hong Kong are The Hongkong and Shanghai Banking Corporation Limited and Hang Seng Bank Limited.

The Company offers a range of banking and financial services in the People�� Republic of China, mainly through its local subsidiary, HSBC Bank (China) Company Limited. It also participates indirectly in mainland China through its primary associate, Bank of Communications. Outside mainland China, it conducts business in 21 countries and territories in the Rest of Asia-Pacific region, primarily through branches and subsidiaries of The Hongkong and Shanghai Banking Corporation.

In the Middle East, the Company has network of branches of HSBC Bank Middle East Limited, together with HSBC�� subsidiaries and associates. Its North American businesses are located in the United States, Canada and Bermuda. Operations in the United States are conducted through HSBC Bank USA, N.A., and HSBC Finance, a national consumer finance company based near Chicago. HSBC Markets (USA) Inc. is the intermediate holding company of, inter alia, HSBC Securities (USA) Inc. HSBC Bank Canada and HSBC Bank Bermuda operate in their respective countries.

The Company�� operations in Latin America consists of HSBC Bank Brasil S.A.-Banco Multiplo, HSBC Mexico, S.A., HSBC Bank Argentina S.A. and HSBC Bank (Panama) S.A. In addition to banking services, it operates insurance businesses in Brazil, Mexico, Argentina, Panama and a range of smaller markets.

Retail Banking and Wealth Management

Retail Banking and Wealth Management (RBWM) take deposits and provide transactional banking services to enable customers to manage their day-to-day finances and save for the future. It offers credit facilities to assist customers in their short or longer-term borrowing requirements; and we provide financial advisory, broking, insurance and investment services to help them to manage and pro! tect thei! r financial futures. It develops products designed to meet the needs of specific customer segments, which may include a range of different services and delivery channels. Its customer offerings include deposits and account services; credit and lending, both secured and unsecured, and financial advisory, broking, life insurance manufacturing and asset management.

The Company offers services through four principal channels: branches, self-service terminals, telephone service centres and digital (Internet and mobile). Customers can transact with the bank through a combination of these channels. Its offers include HSBC Premier, HSBC Advance, Wealth Solutions & Financial Planning and Basic Banking. HSBC Premier provide preferential banking services and global recognition to its mass affluent customers and their immediate families. Customers can access emergency travel assistance, priority telephone banking and an online global view of their Premier accounts around the world. HSBC Advance provides a range of preferential products and services to simplify the banking needs of customers and to help them manage and plan their money to achieve their financial goals and ambitions. Wealth Solutions & Financial Planningis a financial planning process designed around individual customer needs to help its clients to protect, grow and manage their wealth through investment and wealth insurance products manufactured by Global Asset Management, Global Markets and HSBC Insurance and by selected third-party providers. Basic Banking provides banking products and services using global product platforms and globally set service standards.

Commercial Banking

The Company segment�� its Commercial Banking Business (CMB) into Corporate, to serve both Corporate and Mid-Market companies, and Business Banking, to serve the small and medium-sized enterprises (SME��) sector. It provides support to companies as they expand both domestically and internationally, and ensures a focus on the busine! ss bankin! g segments. It offers a range of financing, both domestic and cross-border, including overdrafts, receivables finance, term loans and syndicated, leveraged, acquisition and project finance. Asset finance is offered in selected sites. The Company provides the services and finance its clients need throughout the trade cycle including; letters of credit, collections, guarantees; receivables finance; supply chain solutions; commodity and structured finance; and risk distribution. HSBC is supporting the development of renminbi as a trade currency, with renminbi capabilities in more than 50 markets. It is a provider of domestic and cross-border payments, collections, liquidity management and account services offering local, regional and global solutions delivered through e-enabled platforms designed to address the current and future needs of its clients. The Company offers business and financial protection, trade insurance, employee benefits, corporate wealth management and a variety of other commercial risk insurance products in selected countries.

Global Banking and Markets

Global Banking and Markets (GB&M) provides tailored financial solutions to government, corporate and institutional clients and private investors globally. Managed as a global business, GB&M operates a long-term relationship management approach to build a understanding of clients��financial requirements. Sector-focused client service teams consisting of relationship managers and product specialists develop financial solutions to meet individual client needs. GB&M is managed as two principal business lines: Global Markets, and Global Banking.

Global Markets operations consist of treasury and capital markets services. Products include foreign exchange; currency, interest rate, bond, credit, equity and other derivatives; government and non-government fixed income and money market instruments; precious metals and exchange-traded futures; equity services; distribution of capital markets instruments, a! nd securi! ties services, including custody and clearing services and funds administration to both domestic and cross-border investors. Global Banking offers financing, advisory and transaction services. Its products include capital raising, advisory services, bilateral and syndicated lending, leveraged and acquisition finance, structured and project finance, lease finance and non-retail deposit taking; international, regional and domestic payments and cash management services; and trade services for corporate clients.

Global Private Banking

Global Private Banking (GPB) provides investment management and trustee solutions to high net worth individuals and their families globally. Private Banking services consists of multicurrency and fiduciary deposits, account services, and credit and specialist lending. GPB also accesses HSBC�� universal banking capabilities to offer products and services such as credit cards, Internet banking, and corporate and investment banking solutions. Investment Management comprises advisory and discretionary investment services, as well as brokerage across asset classes. This includes a range of investment vehicles, portfolio management, security services and alternatives. Private Trust Solutions comprise trusts and estate planning, designed to protect wealth and preserve it for future generations through structures tailored to meet the individual needs of each client.

Advisors' Opinion:

• [By Benjamin Shepherd]

  In the meantime, though, 13 percent of the fund�� assets are devoted to health care with another 12.8 percent to consumer defensive names, helping to reduce the volatility of its portfolio. While the fund�� beta is roughly in line with the broader European market, its standard deviation is actually slightly lower while producing a superior return. It also offers an attractive 3.9 percent yield despite its focus on large, mature companies such as Nestle (OTC: NSRGY), Novartis (NYSE: NVS), HSBC (NYSE: HSBC) and BP (NYSE: BP).
  
  With more good news coming from Europe every day, Vanguard European Stock Index rates a buy up to 65.
  
  

Top Managed Healthcare Stocks To Buy For 2015: HCC Insurance Holdings Inc. (HCC)

HCC Insurance Holdings, Inc. underwrites non-correlated specialty insurance products worldwide. The company operates in five segments: U.S. Property & Casualty, Professional Liability, Accident & Health, U.S. Surety & Credit, and International. The U.S. Property & Casualty segment provides aviation, small account errors and omissions liability (E&O), public risk, contingency, disability, residual value, employment practices liability (EPLI), technical property, primary and excess casualty, and brown water marine insurance products, as well as title and mortgage reinsurance products in the United States. The Professional Liability segment offers directors� and officers� (D&O) liability, large account E&O liability, fiduciary liability, fidelity and bankers blanket bonds, and EPLI for the United States and International-based policyholders. The Accident & Health segment provides medical stop-loss, short-term domestic and international medical, HMO reinsurance, and medical excess coverages in the United States. The U.S. Surety & Credit segment offers contract surety bonds, commercial surety bonds, and bail bonds; credit insurance policies for export trade transactions and structured trade transactions; and political risk and letters of credit insurance products. The International segment provides energy, property treaty, liability, surety, credit, direct and facultative property, ocean marine, accident and health, and other smaller product lines for international customers. The company markets its products directly to consumers, as well as through a network of independent agents and brokers, producers, and managing general agents. HCC Insurance Holdings, Inc. was founded in 1974 and is headquartered in Houston, Texas.

Advisors' Opinion:

• [By Ben Levisohn]

  For the past several years, Berkshire has contrasted its own cost-free float provided by profitable underwriting against the industry�� (unimpressive) tendency to lose money on underwriting while generating net returns from investment income. So far, so good. Less edifying, though, is the repeated contrast of Berkshire�� track record of profitability to State Farm��…even though, as a mutual company, State Farm�� profitability goals are inherently different from for-profit insurers like Berkshire. It�� true that through year-end 2013, Berkshire�� underwriters have ��ow operated at an underwriting profit for eleven consecutive years,��but so have ACE (ACE), American Financial (AFG),� AmTrust Financial (AFSI), Arch Capital (ACGL), Chubb (CB), HCC (HCC), Progressive (PGR), RLI (RLI), and W.R. Berkley (WRB), any or all of whom provide a more meaningful comparison than contrasting Berkshire�� results to a company that�� not out to produce a profit in the first place.

• [By Ben Levisohn]

  Shares of American International Group have dropped 1.7% to $49.67 at 1:19 p.m. today, while American Financial Group (AFG) has, dropped 0.2% to $57.23, HCC Insurance (HCC) is little changed at $45.12,�Travelers (TRV) has dipped 0.1% to $83.52 and Chubb (CB) is off 0.1% at $86.58.

• [By GURUFOCUS]

  HCC Insurance Holdings Inc. (HCC) underwrites non-correlated specialty insurance products worldwide. The company operates in five segments: U.S. Property and Casualty, Professional Liability, Accident and Health, U.S. Aug. 21, the company increased its quarterly dividend 36% to $0.225 per share. The dividend is payable October 1, 2013 and will be paid on or about Oct. 15, 2013. The yield based on the new payout is 2.1%.

Top Managed Healthcare Stocks To Buy For 2015: Select Sector Utilities Select Sector SPDR Fund (XLU)

Select Sector Utilities Select Sector SPDR Fund (the Fund), formerly Utilities Select Sector SPDR Fund, seeks to provide investment results that correspond to the price and yield performance of the Utilities Select Sector of the S&P 500 Index (the Index). The Index includes companies that produce, generate, transmit or distribute electricity or natural gas.

The Fund utilizes a passive or indexing investment approach to invest in a portfolio of stocks that seek to replicate the Index. The Fund�� investment advisor is SSgA Funds Management, Inc.

Advisors' Opinion:

• [By Tom Aspray]

  If you are willing to spend the time and do the work, I think you can become your own investment analyst. These more active investors should consider a core position in an S&P-500-tracking ETF and then allocate to other industry-specific ETFs. So far in 2014, the Select Sector SPDR Utilities (XLU) is up 8.8% for the year. Not too far behind is the Select Sector SPDR Health Care (XLV), which is up 7.8%.

• [By Markos Kaminis]

  Capital flows into equity funds have mostly found safe bets this year, with consumer staples, utilities and healthcare shares doing well. You can see this in the charts of the Utilities Select Sector SPDR (XLU), Consumer Staples Select Sector SPDR (XLP) and the Health Care Select Sector SPDR (XLV).

• [By Ben Levisohn]

  The Consumer Discretionary Select Sector SPDR (XLY), which had been down as much as 0.8%, is now little changed at $60.78, while the Financial Select Sector SPDR (XLF) is off just 0.2% at $20.27.� Hardest hit is the Utilities Select Sector SPDR (XLU), which has dropped 1.2% to $37.67. The Technology Select Sector SPDR (XLK) is the top performer: It’s up 0.1% at $32.49.

• [By Mark Salzinger]

  The surging US stock market left staid utilities behind in 2013; while the S&P 500 (SPX) gained more than 32%, SPDR Select Sector Utilities (XLU) gained only about 13%, a decent absolute gain, but a poor relative one.

Top Managed Healthcare Stocks To Buy For 2015: Redwood Trust Inc.(RWT)

Redwood Trust, Inc., a real estate investment trust, together with its subsidiaries, engages in investing, financing, and managing real estate assets. The company?s investments include residential and commercial real estate loans; and securities backed by residential and commercial loans, including senior and subordinate securities. The senior securities are those interests in a securitization that have the first right to cash flows and are last to absorb losses; and subordinate securities are those interests in a securitization that have the last right to cash flows and are first in line to absorb losses. As of March 31, 2011, it had 77 real estate owned properties primarily in Arizona, California, Colorado, Florida, and Georgia. It would elect to be taxed as a real estate investment trust (REIT) for federal income tax purposes. As a REIT, the company would not be subject to federal income tax, if it distributes at least 90% of net taxable income to its stockholders. Red wood Trust, Inc. was founded in 1994 and is based in Mill Valley, California.

Advisors' Opinion:

• [By Amanda Alix]

  Luxury market is doing just fine
  Jumbo loans are back, and these mortgages -- which start at $625,000 in some affluent areas -- are being given out like candy�to those with the wealth to back them up. Once considered risky because they are not backed by Fannie Mae or Freddie Mac, lenders are falling over themselves to make these loans, driven by a securitization market dominated by entities like Redwood Trust (NYSE: RWT  ) and JPMorgan Chase (NYSE: JPM  ) . Earlier this month, Redwood offered its seventh securitization backed by jumbos, and JPMorgan just recently announced�its second offering of the year, as well.

Top Managed Healthcare Stocks To Buy For 2015: Affymax Inc.(AFFY)

Affymax, Inc., a biopharmaceutical company, engages in the development of drugs for the treatment of serious and life-threatening conditions. It develops peginesatide (Hematide), which has completed Phase III clinical trial for the treatment of anemia associated with chronic renal failure. Hematide is a synthetic peptide-based erythropoiesis stimulating agent designed to stimulate production of red blood cells. The company has strategic alliance agreements with Takeda Pharmaceutical Company Limited and Nektar Therapeutics AL, Corporation to develop and commercialize Hematide. Affymax, Inc. was founded in 2001 and is based in Palo Alto, California.

Advisors' Opinion:

• [By Alpha Exposure]

  Investors in Affymax (AFFY) would like you to believe that Omontys will make a miraculous comeback and that Affymax will be a major winner. My belief is that the last AFFY article contained multiple factual errors that when refuted show that the future for Omontys is in fact dire. At the conclusion of this article all doubt should be removed regarding the low likelihood that Omontys returns to market.

• [By Kanak Kanti De]

  Amgen needed an Onyx-like acquisition badly. For one, sales of Aranesp and Epogen, its flagship drugs for anemia, are dropping on concerns of safety, and loss of monopoly in 2012 to Affymax (AFFY), which received FDA approval for a rival anemia drug. (Note though, that after Omontys was recalled this year, that problem is resolved for Amgen.) Secondly, four of its top selling products go off patent in 2015.

Top Managed Healthcare Stocks To Buy For 2015: International Business Machines Corporation(IBM)

International Business Machines Corporation (IBM) provides information technology (IT) products and services worldwide. Its Global Technology Services segment provides IT infrastructure and business process services, including strategic outsourcing, process, integrated technology, and maintenance services, as well as technology-based support services. The company?s Global Business Services segment offers consulting and systems integration, and application management services. Its Software segment offers middleware and operating systems software, such as WebSphere software to integrate and manage business processes; information management software for database and enterprise content management, information integration, data warehousing, business analytics and intelligence, performance management, and predictive analytics; Tivoli software for identity management, data security, storage management, and datacenter automation; Lotus software for collaboration, messaging, and so cial networking; rational software to support software development for IT and embedded systems; business intelligence software, which provides querying and forecasting tools; SPSS predictive analytics software to predict outcomes and act on that insight; and operating systems software. Its Systems and Technology segment provides computing and storage solutions, including servers, disk and tape storage systems and software, point-of-sale retail systems, and microelectronics. The company?s Global Financing segment provides lease and loan financing to end users and internal clients; commercial financing to dealers and remarketers of IT products; and remanufacturing and remarketing services. It serves financial services, public, industrial, distribution, communications, and general business sectors. The company was formerly known as Computing-Tabulating-Recording Co. and changed its name to International Business Machines Corporation in 1924. IBM was founded in 1910 and is based in Armonk, New York.

Advisors' Opinion:

• [By Ian Wyatt]

  Berkshire has investments of more than $1 billion in 16 different companies. The largest of these investments include Wells Fargo (WFC), The Coca-Cola Company (KO) at $16.5 billion, American Express (AXP), International Business Machines (IBM), and Bank of America (BAC).

• [By Sue Chang]

  IBM (IBM) �is forecast to post earnings of $2.54 a share in the first quarter. ��e maintain our neutral on IBM ahead of its upcoming earnings. The risk/reward is balanced at present stock price levels, but ultimately IBM will need to return to growth in order to drive margins and reach long term targets,��said Joseph Foresi at Janney Capital Markets in a note.

Top Managed Healthcare Stocks To Buy For 2015: ITT Educational Services Inc (ESI)

ITT Educational Services, Inc. (ITT/ESI), incorporated in 1946, is a provider of postsecondary degree programs in the United States. As of December 31, 2011, the Company offered master, bachelor and associate degree programs to approximately 73,000 students. As of December 31, 2011, the Company had 144 locations (including 141 campuses and three learning sites) in 39 states. In addition, ITT/ESI offered one or more of its online programs to students who were located in 48 states. The Company designs its education programs, after consultation with employers and other constituents, to help graduates prepare for careers in various fields involving their areas of study. The Company provides career-oriented education programs under the Daniel Webster College (DWC) name. During the year ended December 31, 2011, it began operations at 11 new ITT Technical Institute campuses and discontinued operations at one learning site. As of December 31, 2011, the ITT Technical Institutes offered 55 degree programs in various fields of study across the schools of study, such as information technology (IT); electronics technology; drafting and design; business; criminal justice, and breckinridge school of nursing and health sciences. As of December 31, 2011, the Company had 144 locations (including 141 campuses and three learning sites) in 39 states, which provided postsecondary education to approximately 73,000 students. In 2011, the Company derived approximately 98% of its revenue from tuition and approximately 2% from the sale of tool kits and fees, charged to and paid by, or on behalf of, its students. On August 1, 2013, the Company announced that it has acquired Cable Holdings, LLC.

At most of its campuses, ITT/ESI organizes the academic schedule for programs of study on the basis of four 12-week academic quarters in a calendar year, with new students beginning at the start of each academic quarter. At these campuses, students taking a full-time course load can complete its associate degree programs in ! eight academic quarters, bachelor degree programs in 14 or 15 academic quarters and a master degree program in six or seven academic quarters. ITT/ESI offers classes in residence programs in 3.5- to 5.5-hour sessions three days a week, Monday through Saturday, with all program courses taught entirely or partially in residence; or sessions that are scheduled two to three days a week, Monday through Saturday, with certain program courses taught entirely or partially online over the Internet academic quarters. Depending on student enrollment, class sessions at the most of its campuses are available in the morning, afternoon and evening. The courses that are taught online over the Internet are delivered through an asynchronous learning network and have a prescribed schedule for completion of the coursework. In addition to courses directly related to a student�� program of study, its programs also include general education courses in the humanities, composition, mathematics, the sciences and the social sciences.

Advisors' Opinion:

• [By Ben Levisohn]

  Shres of Corinthian have dropped 4.2% to $1.96 but don’t seem to be hitting other for profit universities. ITT Educational Services (ESI) has gained 2.2% to $31, Apollo Group (APOL) has risen 0.7% to $20.44 and Devry (DV) is up 0.9% at $31.95.

• [By Bill Smith]

  ITT Educational Services (ESI) is a company in the for-profit education services industry, and appears on GuruFocus��Buffett-Munger screener. This screener can be used to find companies with high quality businesses at undervalued, or fairly-valued, prices. Businesses on this screener are able to consistently grow revenue and earnings, maintain and expand profit margins while growing, and incur little debt during growth.

• [By John Udovich]

  Small cap NYSE stocks Blyth, Inc (NYSE: BTH), ITT Educational Services, Inc (NYSE: ESI) and U.S. Silica Holdings Inc (NYSE: SLCA) had the highest short interest as of late September according to HighShortInterest.com with short interest of 56.80%, 55.73% and 40.22%, respectively. However, shorting a stock can be a dangerous business as the bears can and do sometimes get mauled by the bulls. With that in mind, let�� take a look at why the bulls or the bears may be right or wrong about these three shorted small cap NYSE stocks:�

• [By Jeremy Bowman]

  So what: ITT Educational Services (NYSE: ESI  ) reported earnings earlier this morning, shooting up 30%, and earlier this week,�Capella Education (NASDAQ: CPLA  ) jumped 15% after reporting, and is now approaching a new 52-week high. The education sector has gotten hammered over the last couple of years, but investors seem to be getting the feeling that enrollment numbers are bottoming. One exception was DeVry (NYSE: DV  ) , which fell sharply after reporting earnings earlier this week, but still managed to gain 5.8% today.